Tax Efficient Strategies
Keep More of What You’ve Earned
Smart tax planning can help you reduce your lifetime tax burden, increase your retirement income, and pass on more to your loved ones.
Why Tax Planning Matters
Taxes don’t stop when you retire—in fact, without a plan, they can become one of your biggest expenses. Social Security benefits, retirement account withdrawals, investment gains, and even Medicare premiums can all be impacted by your tax situation.
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At DHL Wealth Management, we integrate tax planning into your overall retirement strategy so you can enjoy more of your hard-earned money—year after year.
Our Approach to Tax Strategies
At DHL Wealth Management, we take a proactive, personalized approach to minimizing your lifetime tax burden. We start by analyzing your income sources, investments, and retirement accounts to identify opportunities for savings. This may include strategically converting traditional retirement accounts to Roth IRAs, sequencing withdrawals in a way that reduces your tax liability, and positioning investments in the most tax-efficient accounts. We also explore charitable giving strategies, such as Qualified Charitable Distributions (QCDs), to meet philanthropic goals while lowering taxable income, and we help you time capital gains to make the most of exemptions. Every strategy is tailored to fit seamlessly into your overall retirement plan, ensuring your money works harder for you—not the IRS.